<?xml version="1.0" encoding="UTF-8"?><rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title>SP Financial</title><link>https://www.spfinancialadvice.com.au/</link><description><![CDATA[SP Financial Advice RSS]]></description><pubDate>Mon, 17 Mar 2025 01:00:00 +0000</pubDate><managingEditor>stellios@spfinancialadvice.com.au (SP Financial Advice)</managingEditor><generator>SP Financial Advice</generator><language>en</language><docs>http://blogs.law.harvard.edu/tech/rss</docs><atom:link rel="self" type="application/rss+xml" href="https://www.spfinancialadvice.com.au/"/><item><title><![CDATA[Market volatility: why time in the market beats timing the market]]></title><link>https://www.spfinancialadvice.com.au/blog/market-volatility--why-time-in-the-market-beats-timing-the-market</link><guid>https://www.spfinancialadvice.com.au/blog/post/view/post/124333</guid><description><![CDATA[(Feedsy Exclusive)

Share market volatility is a natural and inevitable aspect of investing.&nbsp;

While market fluctuations can cause anxiety among investors, attempting to predict short-term market movements, known as &ldquo;timing the market,&rdquo; often leads to missed opportunities and poor financial outcomes. Instead, adopting a disciplined strategy of &ldquo;time in the market&rdquo; tends to provide superior long-term results.&nbsp;

This approach emphasises maintaining investments ...]]></description><pubDate>Mon, 17 Mar 2025 01:00:00 +0000</pubDate></item><item><title><![CDATA[NASC impersonation scammers]]></title><link>https://www.spfinancialadvice.com.au/blog/nasc-impersonation-scammers</link><guid>https://www.spfinancialadvice.com.au/blog/post/view/post/122293</guid><description><![CDATA[
 
  
   
   
    
     
      
      
       
        
         
         Criminals are calling people and pretending to be from the National Anti-Scam Centre.

         They tell you that your phone number is being used in a scam in China and offer to help you &lsquo;clear your record&rsquo;.

         These scammers work hard to get your trust, then try to steal your money and personal information.

         Hang up on unexpected callers who say they&rsquo;re investigating a scam.<br />
        ...]]></description><pubDate>Wed, 03 Jul 2024 02:00:00 +0000</pubDate></item><item><title><![CDATA[Hang up on remote access scammers]]></title><link>https://www.spfinancialadvice.com.au/blog/hang-up-on-remote-access-scammers</link><guid>https://www.spfinancialadvice.com.au/blog/post/view/post/121980</guid><description><![CDATA[
 
  
   
   
    
     
      
      
       
        
         
         Criminals who contact you unexpectedly offering to help &#39;fix problems&#39; with your account, phone or computer are causing increasing financial loss through remote access scams.<br /><br />
         Professional-sounding scammers ask you to download well-known screen-sharing (or remote desktop application) software. They then use this software to steal from you.<br /><br />
         Australians reported losing $15.5 m...]]></description><pubDate>Thu, 30 May 2024 04:00:00 +0000</pubDate></item><item><title><![CDATA['Deepfake' clickbait scamming would-be investors]]></title><link>https://www.spfinancialadvice.com.au/blog/-deepfake--clickbait-scamming-would-be-investors</link><guid>https://www.spfinancialadvice.com.au/blog/post/view/post/121245</guid><description><![CDATA[Fake news and &#39;deepfake&#39; videos of celebrities and public figures appearing to promote online investment platforms are increasing on social media.

&#39;Deepfakes&#39; are lifelike impersonations of real people, created by artificial intelligence (AI).

Scammers create ads and fake news articles to make you believe&nbsp;the&nbsp;celebrities actually use these scam investment platforms.

The platforms claim to use AI and other technologies like quantum computing to create high profits ...]]></description><pubDate>Mon, 04 Mar 2024 01:00:00 +0000</pubDate></item><item><title><![CDATA[The responsibilities and challenges of an estate executor]]></title><link>https://www.spfinancialadvice.com.au/blog/the-responsibilities-and-challenges-of-an-estate-executor</link><guid>https://www.spfinancialadvice.com.au/blog/post/view/post/120044</guid><description><![CDATA[(Feedsy Exclusive)

Being named the executor of an estate is both an honour and a burden. Entrusted with this pivotal role, one carries out the last wishes of a loved one, but the path is often strewn with complexities and unforeseen challenges.

Navigating the Executor&rsquo;s Terrain

At first glance, the executor&rsquo;s role might seem straightforward. However, in practice, it&rsquo;s a demanding role that requires interaction with a myriad of entities, such as banks, real estate professi...]]></description><pubDate>Fri, 22 Sep 2023 00:00:00 +0000</pubDate></item><item><title><![CDATA[Understanding underinsurance in Australia: Steps to secure your future]]></title><link>https://www.spfinancialadvice.com.au/blog/understanding-underinsurance-in-australia--steps-to-secure-your-future</link><guid>https://www.spfinancialadvice.com.au/blog/post/view/post/119913</guid><description><![CDATA[(Feedsy Exclusive)

Australia faces an underinsurance crisis, leaving many exposed to unexpected life challenges. A quick scroll on social media might reveal fundraisers for families who&rsquo;ve lost a loved one. Tell-tale signs indicate a worrying trend and numerous Australians lack adequate insurance. This article delves into the reasons and suggests how you can avoid becoming another statistic.

What is Underinsurance?

Underinsurance is the disparity between the life insurance an individ...]]></description><pubDate>Fri, 08 Sep 2023 01:00:00 +0000</pubDate></item><item><title><![CDATA[Blueprint revealed to turbocharge productivity, wealth]]></title><link>https://www.spfinancialadvice.com.au/blog/blueprint-revealed-to-turbocharge-productivity--wealth</link><guid>https://www.spfinancialadvice.com.au/blog/post/view/post/119772</guid><description><![CDATA[Maeve Bannister and Andrew Brown<br />
(Australian Associated Press)

Lifelong learning incentives and bringing more women into the workforce could drive productivity and leave Australians substantially better off.

The Business Council of Australia has released a report outlining a series of policy shifts it believes will drive productivity growth and help the nation seize its economic future.

If implemented, the council expects the package of reforms to leave every Australian $7000 better off ea...]]></description><pubDate>Thu, 24 Aug 2023 02:00:00 +0000</pubDate></item><item><title><![CDATA[Underinsurance in Australia – How to Avoid Becoming a Statistic]]></title><link>https://www.spfinancialadvice.com.au/blog/underinsurance-in-australia---how-to-avoid-becoming-a-statistic</link><guid>https://www.spfinancialadvice.com.au/blog/post/view/post/119695</guid><description><![CDATA[(Feedsy Exclusive)

Every now and then, you may notice a friend, relative or acquaintance post a fundraising plea to help out a family that lost a parent or provider, or&nbsp;to support the education or hospitalisation of an orphaned child left in the care of elderly grandparents. There are many kinds of such posts, and they are indicative of the fact that most Australians are underinsured and even totally uninsured.

Underinsurance&nbsp;refers to the gap between how much life insurance an in...]]></description><pubDate>Thu, 10 Aug 2023 05:00:00 +0000</pubDate></item><item><title><![CDATA[Types of ethical investing plus the pros & cons]]></title><link>https://www.spfinancialadvice.com.au/blog/types-of-ethical-investing-plus-the-pros---cons</link><guid>https://www.spfinancialadvice.com.au/blog/post/view/post/119435</guid><description><![CDATA[(Feedsy Exclusive)

The investment technique known as ethical investing prioritises the investor&rsquo;s moral, religious and social ideals over financial gain. The reason for this is that a growing number of investors have begun to demand social responsibility from the companies they invest in, primarily because of the rise in dubious and unlawful investment arrangements.

Ethical investing entails fair labour practices, the production of healthy and beneficial goods and services, and abstai...]]></description><pubDate>Thu, 03 Aug 2023 05:00:00 +0000</pubDate></item><item><title><![CDATA[What is dollar cost averaging and is it a good way to invest?]]></title><link>https://www.spfinancialadvice.com.au/blog/what-is-dollar-cost-averaging-and-is-it-a-good-way-to-invest-</link><guid>https://www.spfinancialadvice.com.au/blog/post/view/post/119369</guid><description><![CDATA[(Feedsy Exclusive)

Investing can be a challenging exercise, although the principle behind it is deceptively simple: buy when prices are low. However, this is easier said than done. Even seasoned investors who attempt to time the market to buy at the most advantageous periods don&rsquo;t expect to succeed every single time.

Good thing there&rsquo;s a proven investment strategy you can adopt that can make it simpler to manage your investments in a volatile market. It&rsquo;s a method that all...]]></description><pubDate>Thu, 27 Jul 2023 05:00:00 +0000</pubDate></item></channel></rss>
